Credit Analyst-Commercial Banking Group

About Axis Bank

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture, and Retail Businesses. 

Your role

Credit Analysts play an integral role in the credit appraisal process. They help in evaluating a proposal by analyzing and presenting information about the borrower across areas like the market, financial statements, technical rations, management, etc. They work closely with RMs to assess the creditworthiness of customers and prepare credit proposals in line with the requirements and policy guidelines.

Key Responsibilities

• Assessing the creditworthiness, and preparation of credit proposals, by fitting borrower requirements within the existing product suite and credit policy guidelines
• Conducting review/renewal of accounts
• Preparing and putting up various notes like appraisal, review, risk replies, etc.
• Coordinating with stakeholders belonging to various verticals during the process of sanctioning, credit delivery, audit, and recovery
• Maintaining acceptable TAT for various tasks such as conducting ratings, preparation of appraisal notes, renewals, etc

Training & development 

Axis Bank is one of the best places for freshers and interns because it offers Fintech to a fresh graduate or a professional with considerable work experience, Axis Bank offers e. Whether a fresh graduate or a professional with considerable work experience, Axis Bank offers ample opportunities to grow, upskill, and advance in your career. 

Benefits

The bank takes care of you and your loved ones and will support you with a competitive and comprehensive benefits package as mentioned below;

• Health Insurance
• Job Training
• Soft Skill Training
• Work From Home
• Team Outings
• Free Transport
• Education Assistance
• International Relocation
• Free Food
• ....read more

Career progression

Axis Bank helps its employees by creating the ideal work environment to encourage capacity building, growth, and empowerment. Through its multi-level leadership development program, Axis Bank employees have an opportunity to hone their leadership skills. At Axis Bank multi-tiered leadership development program has been created to develop leaders at various levels in the Bank through academic tie-ups with premier institutions globally. Currently, there's Axis Blitz. It was introduced to reestablish laudable behaviors through experience sharing with the executive management of the Bank.  

Work-life balance

Axis Bank has a good inclusive work environment and diverse working culture. It has great working hours. The bank provides alternate Saturdays off with flexible timing depending on the needs of the employees.

Culture & vibe

Axis Bank seeks to create an inclusive, equitable, culturally competent, supportive, and safe environment where their employees model behavior that enriches the workplace. To further an inclusive culture and foster DE&I principles, Axis Bank is committed to:

• Ensuring an inclusive working environment free of discrimination at all stages of the employee life cycle
• Developing plans to promote DE&I principles and cultural competencies among employees across Axis Bank.

About you

Qualifications:

The optimal qualification for success on the job is:

• Graduates with a good academic background
• Management graduates/CAs/ICWAs will be preferred

Role Proficiencies:

For the successful execution of the job, the candidate should possess the following:

• Good understanding of financial ratios and concepts
• Process orientation and Excel skill
• Good communication (both verbal and written) skills in both English and the local language

How to apply

To apply for this role, just click on the "Apply on employer site" button, which navigates to the career section where the application can be filled out and submitted.